PRFC Limited - Insurance Broking & Risk Management

SIMPLY OUTSTANDING SERVICE

WHAT MAKES US DIFFERENT

BY CONCENTRATING ON A RISK MANAGEMENT-CENTRIC APPROACH, WHEREBY RISKS ARE FIRST FORMALLY IDENTIFIED, ANALYSED AND THEN CONTROLLED, PRFC PROVIDES ITS CLIENTS WITH THE INTELLIGENCE AND FACTS PERTAINING TO THEIR LOSS EXPOSURES IN ORDER THAT INFORMED DECISIONS CAN BE MADE ON HOW BEST TO MANAGE THESE RISKS. WHILST INSURANCE IS OFTEN A COST-EFFECTIVE OPTION AND IS SOMETIMES RECOMMENDED, IN MANY CASES RISK AVOIDANCE AND OTHER RISK MANAGEMENT TECHNIQUES FORM A KEY PART OF OUR CLIENT’S PROGRAMMES, REDUCING DRAMATICALLY THE EXPOSURES FACED AND EQUALLY IMPORTANTLY, THE FINANCIAL ILL-EFFECTS OF THOSE LOSSES THAT DO OCCUR.

PRFC FIRST SEEKS TO UNDERSTAND THE BUSINESS MODELS OF ITS CLIENTS, THE CLIENT'S POSITION IN THEIR OWN MARKET, THEIR PROPENSITY FOR RISK-TAKING AND THEIR LONG-TERM GOALS BEFORE OUTLINING AN APPROPRIATE RISK MANAGEMENT FRAMEWORK. THIS IS THEN DISCUSSED IN DEPTH WITH THE CLIENT SO THAT THE RATIONALE BEHIND THE DECISIONS MADE CAN BE UNDERSTOOD AND AGREED. ADJUSTMENTS WILL THEN BE DONE AS NEEDED BEFORE PROCEEDING WITH IMPLEMENTATION OF THE PROGRAMME, AND AS THE CLIENT'S BUSINESS EVOLVES SO DOES THE PROGRAMME.

BECAUSE OF THIS APPROACH, OUR CLIETS ENJOY ROBUST YET FLEXIBLE RISK MANAGEMENT PROGRAMMES THAT THEY THEMSELVES HAVE BEEN INTIMATELY INVOLVED IN DESIGNING, AND THEY ARE UNIQUELY EMPOWERED IN THEIR OWN DECISION-MAKING WHEREVER THEIR BUSINESS MAY TAKE THEM.

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